Term Assurance – an introduction
Introduction Term assurance is the most basic form of life assurance. As the name suggests, the policy runs for a fixed term. There is no investment element to a term assurance policy – it is pure...
View ArticleCritical Illness Cover – an introduction
Many people today are not only insuring themselves against death but also against critical illness. What is Critical Illness Cover? As the name suggests, critical illness cover pays out a tax-free lump...
View ArticleIncome Protection Insurance (PHI) – an introduction
Many people have heard of income protection – yet many remain unsure exactly what it is and how it can be used to protect their family and themselves. What is Income Protection? As the name suggests,...
View ArticleCritical Illness Cover v Income Protection
In this article we will compare income protection insurance to critical illness cover and consider how they can be used together to protect your financial position. Critical Illness Cover or Income...
View ArticleWaiver of Contribution
Waiver of contribution is one of those options usually available under a life insurance or critical illness plan which many people may not be aware of. It may be mentioned by the financial adviser when...
View ArticleNew passport fees announced – act now to save 7.64%
The cost of a UK passport is to rise – by acting now you can save money on this necessary purchase – every penny counts in the current economic climate. The cost of a 10 year adult passport will rise...
View ArticleCompulsory Financial Education?
Just a quick post as I am off for the long Bank Holiday Weekend, but I have been reading an interesting post by Lee over at FivePencePiece on the need for Compulsory Financial Education in our schools....
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